Online transactions have become an integral part of our daily lives. From shopping for groceries to paying bills, online transactions offer convenience and accessibility. But, to make secure online purchases, you need to activate your ATM card. This enables you to use your ATM card for payments on websites and e-commerce platforms.
Below are the steps involved in each method, ensuring you can activate your ATM card easily.
- Net banking
- Mobile banking
- ATM machines
- Customer service

Method 1: Activate through Net Banking
- Log in to your bank’s net banking portal using your registered credentials.
- Navigate to the “Cards” or “Debit Card Services” section. The specific location may vary depending on your bank’s website layout.
- Select the option “Activate ATM Card for Online Transactions” or “Enable Online Transactions.”
- Enter your card details, including your card number, expiry date, and ATM PIN.
- Follow the on-screen instructions to complete the activation process.
- Entering the OTP (One Time Password) sent to your registered mobile number. This is to confirm your activation.
Method 2: Bank Customer Care
Most financial institutions in Nigeria have a toll-free number for you to access their support service. To activate your ATM card for online transactions, you can reach out to your bank using the toll-free number. Provide them with all the information they request from you, and in no time, all things being equal, they should activate your card.
Method 3: Activate through Mobile Banking App
- Download and install your bank’s mobile app on your smartphone or tablet. You can get this app on your Playstore or Appstore
- Log in to the mobile banking app using your registered credentials.
- Locate the “Cards” or “Debit Card Services” section within the app.
- Select the option “Activate ATM Card for Online Transactions” or “Enable Online Transactions.”
- Enter your card details, including your card number, expiry date, and ATM PIN.
- Follow the on-screen instructions to complete the activation process.
- Input the OTP (One Time Password) sent to your registered mobile number
Method 4: Activate through ATM Machine
- Visit any ATM machine affiliated with your bank.
- Insert your ATM card into the machine and enter your ATM PIN.
- Select the “Card Services” or “Manage Card” option.
- Choose the option “Enable Online Transactions” or “Activate Online Purchases.”
- Follow the on-screen instructions to complete the activation process.
- Activate by entering the OTP (One Time Password) sent to your registered mobile number.
Conclusion
Activating your ATM card for online transactions is an essential step towards enjoying the convenience and security of online payments. By following the simple steps outlined in this guide, you can easily enable your ATM card for online use and start making secure purchases on various websites and e-commerce platforms. Remember to always prioritize security when making online transactions, and ensure you are using trusted platforms and protecting your card details.