Personal Finance

It has indeed been trying times for everyone considering the recent turn of events after the pandemic outbreak. While there have been so many palliatives measures initiated by the government to ease the lockdown effects, many Nigerians still had to resort to borrowing to cushion the impact of … [Read more...] about How To Stay Out of Debt

“Hi guys, welcome to my YouTube channel!’ These seven words have become increasingly common over the last three to four years.  Why? Because not only is YouTube the second most popular social media network after Facebook, it has come to be a lucrative source of income for content … [Read more...] about How to Make Money on YouTube: Top 5 Strategies for Success

What is an Investment? An investment is an item or asset purchased with the idea that it will generate income or appreciate over time. The prospect of gaining more money at a later time is what motivates people to invest in the first place. Types of Investments Here are five types of … [Read more...] about Investment: Meaning, Types, and Characteristics

Introduction Savings refers to the money left over when you deduct your spending from your disposable income over a given time. Put in simpler terms; it is money you set aside for future use rather than spending it now. For instance, if you earn a net income of N250,000 monthly, your expenses … [Read more...] about Why Saving is important |Five Reasons To Start Saving

Bitcoin investment in the financial market has drawn a lot of attention from industry investors and analyst alike. Bitcoin is a decentralised digital currency that can be sent from user to user on a network without the need for intermediaries. It allows people to make an exchange of money without … [Read more...] about 5 Things to Consider Before Taking Bitcoin Investment

Introduction Money is anything or any object generally accepted as a medium of exchange for goods and services and other transactions in societies and countries. Before a money came to be , the system of trade was trade-by-barter. Here, you exchange one good for another (for instance, yam for … [Read more...] about The Time Value of Money. What is Money?

Preamble: “Saving” and “Investing” are familiar expressions employed in the finance industry. They are, however, sometimes used interchangeably. When it comes right down to it, we should be engaged in both to secure our financial future. In the business of building wealth, identifying the … [Read more...] about The Differences Between Savings and Investment